Television Soap Operas and Moral Debate :: Philosophy Research Papers

Television Soap Operas and Moral DebateABSTRACT This paper proposes that we should aim to refine talk or so issues in liquid ecstasy opera house as a means of developing lesson reasoning skills. I begin with a report of work at schools in New Jersey over 1996-97, during which excerpts of a popular soap opera, Party of Five, were used as the basis of a rigorous philosophical discussion of moralistic behavior. I then turn to the distinctive role of soap opera as a locus of moral discussion, with an example of a Mexicana telenovela. I refer that children are already engaged in moral debate about soap operas and are eager to develop a more rigorous small framework for the debate. I argue that children appreciate the opportunity to sort out the school yard gossip about soap operas with a philosophically advanced discussion. My approach draws on the work of Matthew Lipman in philosophy for children, Neil Postmans recapitulation of television, and David Buckinghams analysis of child rens responses to television. The paper proposes that we aim to refine talk about issues in soap opera as a means of developing moral reasoning skills. It begins with a report of work at schools in New Jersey over 1996-7, during which excerpts of a popular soap opera, Party of Five were used as the basis of a rigorous philosophical discussion of moral behaviour. The paper then turns to the distinctive role of soap opera as a locus of moral discussion, with an example of a Mexican telenovela. I suggest that children are already engaged in moral debate about soap operas and are eager to develop a more rigorous critical framework for the debate. My argument is that children appreciate the opportunity to flesh out the school yard gossip about soap operas with a philosophically sophisticated discussion. The approach draws on the work of Matthew Lipman in Philosophy for Children, Neil Postmans critique of television and David Buckinghams analysis of childrens responses to television. PART Y OF FIVEClaudia No, uh ah, no way. Charlie ClaudiaClaudia No, forget it. Thats, that is a terrible occasion to do.Julia Yeah, it is. It is, but how else, Claude, I mean, how else are we going to get him hither?Claudia I dont know, but that? No, you cant tell him that. You cant have him get in his car and drive all the way over here thinking that. You dont think this is the cruelest thing you could do to a person, I mean youre actually OK with this ?

The Ethical Foundations of Starbucks and Humana Essay -- GCSE Business

The Ethical Foundations of Starbucks and HumanaExecutive SummaryThis paper examines the ethical foundations of two companies operating in very different markets. Starbucks is a scope of chocolatehouses specializing in gourmet coffee lines. Starbucks is based on sound ethical principals permeated through and through the central core of its business operations. The result of several probes leads to a demonstration that Starbucks does business in a profitable and morally sound manner. Humana Inc. is a large Health Maintenance Organization (HMO) with operations that place it third among the pourboire players in the field. In contrast to Starbucks, research demonstrates that Humana, and arguably all for-profit HMOs, lacks a sound ethical foundation. The boundaries between generating a healthy return and providing pure t one(a) medical care produce conflicts of interest, which for all involved lead to bad decisions and moral dilemas.The conclusions reached in this paper are the result of extensive investigation conducted through the Internet, personal interview, literature review, and legal findings. The consensus drawn from this analysis is that Starbucks is a shining example of corporate social responsibility and Humana is not.Introduction to Starbucks Starbucks is the United States number one specialty coffee retailer and a presence known around the world. It has over 2,600 coffee shops from Asia, Canada, the United Kingdom and the United States. Starbucks not only sells coffee but pastries, food and drinks, mugs, and coffee making accessories. Starbucks sells their beans to restaurants, airlines, hotels, and by mail order. Starbucks mission statement is to establish Starbucks as the premier purveyor of the finest coffee in the world maculation maintaining our uncompromising principles as we grow. The following six guiding principles will help us measure the appropriateness of our decisions Provide a great work milieu and treat each other with respect and dignity. Embrace diversity as an essential component in the way we do business. Apply the highest standards of excellence to the purchasing, roasting, and bright delivery of our coffee. Develop enthusiastically satisfied customers all of the time. Contribute positively to our communities and our environment. Recog... ...engaging in price reduction schemes that are not only unethical, but quite a possibly illegal, Humana finds no problem paying its Chairman of the Board $4.5 million and its President and CEO, $3 Million.Humana FoundationThe philanthropic wing of the Humana organization was founded to support charitable organizations and institutions that promote education, health and human services, community development and the arts. While the group believes that these endeavors are indeed noble, Humana can not make up for a execrable ethical foundation by throwing money at the problem.Bibliography1. www.hoovers.com2. www.starbucks.com3. www.citize nsfunds.com4. www.businesswire.com5. www.responsibilityinc.com6. www.amcity.com7. www.archivetwst.com8. Ashby, Francine, Starbucks Case Study, Bucknell University 9. Kotha, Surest and Melissay Schilling, Starbucks Corporation, The University of Washington, WA10. www.starbucked.com11. LawCrawler. http//lawcrawler.findlaw.com/12. Vertuno, Jim. Texas Sues 6 HMOs Over Health Care. Associated Press. December 17, 1999.13. http//www.hmopage.org/14. http//www.familiesusa.org/

Essay --

APPLES PRESENTATION TECHNIQUESThe keynote at Apples Worldwide Developers Conference (WWDC) 2013 offers yet another chance to learn fresh and effective techniques that you can and should apply to your presentations. Stick to angiotensin-converting enzyme theme per slide. It means that it is better not to put the two topics or statistics in whiz slide. Apple brings this recommendation to the top and becomes as laconic as can be. Apple had to deliver the following idea The developer program is incredibly vibrant. We pee over six million registered developers. Demand for this show has never been greater. We sold out in just over a minute 71 seconds. Lets think how many slides you would create. Most people would put the two statistics, 6 million and 71 seconds, on champion slide. Apple CEO, Tim Cook, had two slides. The first one simply read 6 million. The second slide read 71 seconds. The second slide also had the words Sold Out in red. We admit that facts and statistic fork ove r benefits and drawbacks. If used effectively they offer quick, credible support for your message. Make data visual. In the presentation of Apple Tim Cook announced that Apple customers have downloaded 50 billion apps from the App Store. Instead of simply putting the number on the screen, as most presenters would do, Apple designers created a visual display of the data with zeroes that be actually images of apps. Creative visual cues can impress the audience and become more memorable. Always avoid bullet points. There are images and text (sometimes on the same slide) on Apple slides, but no bullet points. The theory says, Include no more than four to six lines of text on one slide- this can be one quote, three bullets that are two lines each, or one example. The designer... ... part of your company story.Apples team presentation is a better role model for creating, designing and delivering presentations. It appears as mix of informative and persuasive presentations. It is perfect example of how speakers body language and words match one other. Supporting materials in this presentation add interest, visual impact, and credibility. Techniques that Apple used in this presentation are extremely impressive and effective.Work CitedDiResta, Diane. Knockout Presentations. Worcester ( Mass.) Chandler House, 1998. Print. Goodall, H. Lloyd., Sandra Goodall, and Jill Schiefelbein. argumentation and Professional Communication in the Global Workplace. Boston, MA Wadsworth Pub., 2010. Print.Gallo, Carmine. 10 Presentation Techniques You Can (And Should) Copy From Apples WWDC Keynote. Forbes. Forbes Magazine, 11 June 2013. Web. 07 Dec. 2013.

George Washington Carver :: essays research papers

George Washington Carver was born near Diamond Grove, Missouri in 1864 on a plantation owned by a slave owner. His father, Moses Carver, and his mother, Susan Carver, were slaves on that plantation. As a young infant, George along with his mother was kidnapped by retainer night raiders and was taken to Arkansas to be sold into slavery. Moses Carver&8216s owner searched for George and finally found him and reclaimed him, but his mother was already sold. The gay who owned George at the time didn&8217t want to give George back, so Moses&8217 owner traded a horse for the boy. George was given back to his father suffering from a terrible case of whooping cough, and ended up with a noticeable stutter.Back on his father&8217s owner&8217s plantation, George was now too spew to work out in the fields, so he mainly worked indoors. He helped around the kitchen and in a small garden. It was the garden that George came to love the most. He was often called &8220The Plant Doctor because of hi s love of plants.After the Civil War, George was set free at the age of 10. Once he was free, George set out to get an education. While nerve-racking to overcome many frustrating and bitter obstacles, George finally made his way through high school. George went to school until the age of 30, but his age didn&8217t break down him from finding more education. George tried applying to many colleges and all of those attempts failed. George almost gave up until Simpson College in Indianola, Iowa finally accepted him as a freshman.To support himself through college, George had risible jobs such as ironing and washing the clothes of his fellow and more fortunate classmates. In 1891, George was transferred to Iowa State College of Agriculture, which is now Iowa State University. It was there that George became the first African American to get a Bachelor&8217s Degree and a Masters Degree in bacterial botany and agriculture. After his graduation, George started teaching classes well-nigh agriculture and chemurgy. In 1897, Booker T. Washington, the founder of the Tuskegee Normal and Industrial Institute for Negro&8217s, convinced George to come there and serve as the director of agriculture. It was at this Institute that George made many discoveries that led to many of his inventions. He would grow plants such as sweet potatoes, peanuts, and soybeans and then do experiments with them.

Europe after the Protestant Reformation and the Catholic Counter Reform

Europe after the Protestant Reformation and the Catholic Counter ReformationThe period immediately following the Protestant reclamation and the Catholic counter reformation, was full of conflict and war. The entire continent of Europe and all of its classes of society were affected by the destruction and flaring tempers of the period. In the Netherlands, the Protestants and the Catholics were at eachothers throats. In France it was the Guise family versus the Bourbons. In Bohemia, the religious and political structures caused total havoc for over thirty years and in England, the Presbyterians thought that the English Anglican Church too closely resembled the Roman Catholic Church. Religion was the major cause of the widespread turmoil that took place throughout Europe between 1560 and 1660. maven sample of a battle in Europe that was caused by religious conflict took place in the Netherlands, between the Dutch citizens and their ruler Phillip II of Spain. When he tried to gai n control of the catholic church there, the Dutch rebelled. The Protestants began to assault the Catholics, destroy their churches, and revolt against Phillip and his strict Catholic codes in 1572. The conflict ended in 1579 with a twelve year truce, when seven of the seventeen provinces united under Calvinism and William of Orange, and formed the United Provinces. The remaining ten remained under the rule of Spain. Another example of religious turmoil was the thirty-six year civil war in France, where the Huguenots were increasing in number despite the power of their enemies, the Catholics. The French Catholics, led by the noble family, Guise, faced off with the leading family of the Huguenots, the Bourbons. The feuds which separate... ...h the freedom to choose religion), and the Presbyterians (who wanted a strict Calvinist system controlled by a strong rally power). The Independents dominated the war with their New Model Army, and became an unstoppable force in England. The y were led by the influential and militant Oliver Cromwell (whose nickname became Lord Protector)of the dramaturgy of Commons, and captured Charles, removed the House of Lords and the Presbyterians from Parliament, and executed the holy anointed.Although politics did play a major role in the conflicts thatoccurred in the sixteenth and the seventeenth centuries it was religion which was the major cause of the wars and devastation that occurred in this time period, and many times throughout history weather before or after the seventeenth century.BibliographyThe Western causeChambers. pg505-535. 1997

Europe after the Protestant Reformation and the Catholic Counter Reform

Europe after the Protestant Reformation and the Catholic Counter ReformationThe period immediately following the Protestant reformation and the Catholic counter reformation, was full of conflict and war. The entire continent of Europe and all of its classes of society were affected by the destruction and flaring tempers of the period. In the Netherlands, the Protestants and the Catholics were at eachothers throats. In France it was the Guise family versus the Bourbons. In Bohemia, the religious and political structures caused total havoc for over thirty years and in England, the Presbyterians thought that the English Anglican Church too closely resemblight-emitting diode the Roman Catholic Church. Religion was the major cause of the widespread turmoil that took place throughout Europe mingled with 1560 and 1660. One example of a battle in Europe that was caused by religious conflict took place in the Netherlands, between the Dutch citizens and their ruler Phillip II of Spain. When he tried to gain control of the catholic church there, the Dutch rebelled. The Protestants began to assault the Catholics, destroy their churches, and revolt against Phillip and his strict Catholic codes in 1572. The conflict stop in 1579 with a twelve year truce, when seven of the seventeen provinces united under Calvinism and William of Orange, and formed the United Provinces. The remaining ten remained under the rule of Spain. some other example of religious turmoil was the thirty-six year civil war in France, where the Huguenots were increasing in number despite the power of their enemies, the Catholics. The French Catholics, led by the noble family, Guise, faced off with the leading family of the Huguenots, the Bourbons. The feuds which separate... ...h the freedom to choose pietism), and the Presbyterians (who wanted a strict Calvinist system controlled by a difficult central power). The Independents dominated the war with their New Model Army, and became an unst oppable force in England. They were led by the influential and militant Oliver Cromwell (whose nickname became Lord defender)of the House of Commons, and captured Charles, removed the House of Lords and the Presbyterians from Parliament, and executed the holy anointed.Although politics did play a major role in the conflicts thatoccurred in the sixteenth and the seventeenth centuries it was religion which was the major cause of the wars and devastation that occurred in this time period, and many times throughout history weather before or after the seventeenth century.BibliographyThe westbound ExperienceChambers. pg505-535. 1997

An analytical response to comparing the original novel

Mor onlyy different thoughts ar introduced into the modern appropriation and in the aforementioned(prenominal) agency, some(prenominal) core ideas pertaining to the eighteenth hundred livelihoodstyle are lost. The modern interpretation In essence addresses modern day values with the use of the Lices Adventures In Wonderland beingness, whilst retaining the plot line of the original text and presenting the story in a new textual form scene. In addition, twain texts sustain sweatures that are of the satirical and lit whilery nonsense genres. Set In the 18th century, the Ideas surrounding the evolving self of Alice are ransomed, particularly through the visual textual form of make.Lewis Carroll incorporates the value of ones identity, and the look Alice distorts, lurchs and questions her identity. This geographic expedition of the originator of transformation Is fuelled by the recurring theme of deception, questioning what Is real, and what Is a dream. The characters In W onderland continually ask Alice who she Is. As a result, she questions her identity, and the myth becomes a locomote of her exploring who she is, and deciding whether or non this reality is one that she likes.This questioning f identity Is particularly seen by the poetic and deceptive nature of the language cat uses In the novel. Would you tell me, please, which bureau I ought to go from here? That depends a good deal on where you want to get to, said the Cat. l dont much thrill where, said Alice. then(prenominal) it doesnt matter which way you go, said the Cat. Through the use of low modality from Alice, and very much spicy modality from the characters of Wonderland much(prenominal) as car, Carroll demonstrates the vulnerability of Alice, and how this vulnerability deteriorates throughout the novel as she becomes ere of herself.Due to the novel first being published in the late sasss, Carroll is very much exploring an idea which was not seen very often in his time, that of society being forced to abide by the strict standards of being tidy and proper, and thus falling Into mainstream society. Carroll, notwithstanding, throughout the novel discusses ideas of Alice going against what society would expect of her, and this is seen in many occasions of her evading orders of her elders. One such example would be her Interaction with the Red Queen, an antagonist In the novel, just nevertheless an adult.Through the use of shifts In language forms, Carroll demonstrates who Is holding power in a conversation. In particular, this is seen in one of Lices final their interaction, where the Red Queen is dominant, braggy orders to Alice in high modality, and in the end, where the Red Queen is speaking in short, truncated sentences, such as Off with her head , and Never again . symbol through the use of language is further transformed through the motif of a White coney in a red waistcoat.This rabbit is always Just out of Lices reach, and is very much reflectin g memories of her father, who passed away when she was young. Much like her, he had a quirky sense to him, and Alice echoes his words when she says, The only way to achieve the impossible is to believe it is possible. The use of the rabbit being represented as wearing the same clothing as her father once had, and that deep down the story she is trying to follow the rabbit, is symbolic of Alice key outing herself, and shaping her identity to become more like her father.It is through the use of various literary techniques such as symbolism and poetic language that Carroll uses the stage setting of Lices Adventures in Wonderland to reflect the power of transformation, ND how it flip-flops Alice over the course of the novel. This same exploration of ones identity is seen deep down the modern appropriation of the text Alice in Wonderland, a select directed by Tim Burton. The same idea of ones changing identity is transformed by the change in context, from an 18th century novel, t o a twenty-first century film adaptation.Burton explores the same themes through the use of Alice, the protagonist of the film, saturating social values of being prim and proper, and going against her peers and elders, who but want her to marry off to omen her parents chose and not allow her to do what she wants in order to be happy. One of her friends in the film says, mirror life will be as happy as mine You shall marry Hams, it is decided. Alice, of course, does not accept this from the very start, and this is conveyed through the use of shiver camera shots, and close ups of Alice showing her looking off into the distance, showing her complete disinterest.Alice makes a comment to her vex, later in this scene, saying, What if proper was wearing a pod on your head? Would you wear it? Alice is rejecting society expectations, and so her solution to finding herself is running away from expectations of her and falling down a rabbit hole. Burton transforms the characters of Wonder land to frame Lices changing self, when the paradoxical character of the Mad Hatter, who is one of the only characters who is concurrent with Alice in his views.The Mad Hatter and Alice share the core idea of not living their lives for society, and this is seen in the ascendant the climax of the movie, where the Mad Hatter says, Mimi cannot live your life to serve others. When you step out to fight, you will step out alone. Through the use of makeup artistic production and computer generated imagery, the Mad Hatter is visually depicted with strange features such as bright orange hair, a pale white face and abnormally large eyeballs.He is schematic as an eccentric and peculiar character and through the close relationship that the Mad Hatter and Alice develop, a link between his mark and Lices different views on society are made. To keep Alice in Wonderland true to its original text, Lices Adventures in Wonderland the crucial difference of context is evident in the change of text ual form, ND thus the use of literal imagery is transformed to convey characters, values and themes true to the original text. Society has greatly transformed. In both texts, the protagonists are women who show great courage.In Lices Adventures in Wonderland, Alice is a young girl undergoing puberty, and is dealing with the struggles of growing as a person physically and emotionally. Similarly, in the film adaptation, Alice is being prepared for an arranged marriage, based upon financial security and social class. What accompanies this exploration are themes of patriarchy and struggles of women in the context of Carols time. The first of such explorations occurs in chapter two of the novel where Alice has her first conversation with mouse. O est. ma chatty?Are her first words, and this French phrase means, where is my cat. The phrase itself is only an coal scuttle sentence to further dialogue, but the use of French language, only spoken by Alice throughout the novel, is a way of Ca rroll saturating the ideals of young girls in the Victorian era taking French lessons. The exploration of the value of women in the novel is reflective of the context in which it was written in, and this is seen from ultimate French references and puns interlaced into the story by Carroll. In the Victorian era, young girls growing up were pre-destined to live lives of obedience and purity.Besides Alice, the Queen of black Maria is the only other significant female character. The Queen of Hearts is portrayed with short, truncated sentences with high modality and no respect for others, and this portrayal is reflective of the Victorian era A woman with too much power bringing about a chaotic dyspepsia. It is evident that through the exploration of themes involving power and gender trudges, that Carroll has taken a satirical point of view for the novel, and through this point of view, Carroll explores the values that underpin the context of this novel the Victorian era.The film Alice i n Wonderland opens with a scene involving Lices father being criticized for his opinion, and then Alice walking into the room, interrupting the conversation, callable to a nightmare. This opening scene sets the entire motion of the film, where the responder follows Lices Journey of acceptance, and her attempts to discover her identity, and find the courage to overcome such threats. The opening of the film real follows the Journey of two females Alice and her mother.They converse with other women who are all in pursuit of a man in possession of good fortune, as a result of societys wildness and pressure upon the importance of wealth. During 18th century England, socially profitable marriages were widely accepted as normal. This opening scene of the film is an example of Tim Burtons direct inter-textual references between the novel and the 21st century film. It is through this opening scene that Burton foreshadows the coming chase for identity ND acceptance as both a young adult, a nd as a woman.In the lead up to the climax of the film Lices fight with the Jawbreakers, Alice in distress says, From the day I take flight down that hole, eve been told what I have to do, and who I have to be. L made this place, this is MY dream. Despite Alice directly referring to the world of Wonderland as a dream, Burton is providing a psychoanalytical perspective of Lices thoughts through the film as a whole. Alice is proclaiming that ever since she fell down that hole shes been told what to do. This sentence directly matches with the coming agitated due to Alice not wanting to wear her corset or stockings. No corset? And your stockings? This insecurity as a woman is paired with Lices constant battle of identity. The battle Alice faces is to find a place in society as a woman, and this is portrayed by Burton through the use of cinematic techniques and makeup artistry. Alice is constantly portrayed from high angle oblique shots, which give the connotation of Alice being smal l, in comparison to her surroundings. Alice is also portrayed in the same blue dress, which quickly gets dirtied and blackened up until she fights the Jawbreakers a dragon-like creature, where she is suited in a suit of armor.The effect of having Lices dress stay the same, and only get blackened, is reflective of how much, like her dress, she wants to change who she is as a woman, but society doesnt allow her. Within Wonderland, a projection of Lices subconscious, as opposed to being bound as to what to wear by her mother, there simply is no way to change except by force, when the Red Queen orders her a clean dress of a different kind, much like her mother does in the opening scene of the film.The theme of growing up as a young lady pressured by these social ideals, and instead rebelling in the real world and in Wonderland, is a contrast to the original novel by Lewis Carroll, and this is very much reflective of the 21st century culture of acceptance. Equality amongst all people, m an or woman, is an idea that has only emerged in the 20th-21st centuries, from a developing post-modern society. This emerging idea is representative in the character of Alice, and her struggles with being a woman, which is at last overcome with her final scene of slaying theJawbreakers, where Alice has truly shown courage when faced with the largest threat of all a fire-breathing monster. From the early 18th century until the current 21st century, the value of worship and spirituality has greatly transformed. In the late 18th century, a high amount of value was placed into the beliefs of Catholicism and Christianity. This was also the beginning of a time where society was starting to question religious ideas and teachings, and disorder and confusion was beginning to form. This confusion and exploration is discussed within Lices Adventures in Wonderland and similarly,Lices exploration and admiration in the film adaptation is one of remembering her past self who visited Wonderland , and being presented with new ideas, and questioning values from the real world. The role of religion include providing education, spirituality and cultural acceptance in the Victorian era, and elements of Catholicism are seen throughout the novel. The first of such references is seen in Lices conversation with the Cheshire cat where she asks, Would you tell me, please, which way I ought to go from here? That depends a good deal on where you want to get to, said the Cat. L dont much care where, said Alice. Then it doesnt matter which way you go, said the Cat. This phrase with the Cheshire cat is reflective of Carols emotional state, as he was an Anglican all his life, but in the stage of his life where he began starting his own family, he began questioning the morals and ideals of the Anglican church, much like Alice, who is unsure where to go and is forgetting her past. l knew who I was this morning, but Eve changed a few times since then. Opportunities to rebel against society an d more importantly to rebel against ones century. It is as a result of societys overall view that Carroll incorporates ambiguous ideas of religion and desperate hope to find order from chaos through the use of complex wordplay relating to core religious values. In contrast to the 18th century novel Lices Adventures in Wonderland, the film adaptation by Tim Burton discusses religion/supernatural values and themes in a post-modern light, much like the context in which it was written.The idea of chaos being created from the fear of the unknown is an idea set by the fragmented ideas of religious values/imagery. The main example of magic/supernatural happenings is established when Alice falls down a seemingly small rabbit hole she barely fits into. The size of this large tunnel is then shown to be much large than once thought, and Burton uses the technique of a long-shot camera angle, and computer generated imagery to give the illusion Alice is falling down a hole kilometers deep a feat unachievable by a rabbit.The reader is then plunged into a world where gravity shifts upside down, where pianos play themselves, cakes cause Alice to grow meters taller, and to shrink to Just a few inches tall. The same themes that underpin the alee of religion are essentially there, with the figure of a morphing cat helping Alice on her way. The key difference is the context the film was created in the 21st century.The film was created in a time where in a post-modern society, expressing religious values was Just as discriminatory as putting down another religion, so any references to a specific religion are eliminated from the film adaptation. This, however, does not stop Burton from exploring the idea of the supernatural world, and Lices world of Wonderland is reflective of the character of Alice pondering on the value she holds in the supernatural world.The responder is met with the harsh reality that Alice keeps convincing herself, This is my dream, I can do what I want Im goi ng to wake up soon, and youll be gone . This idea of assurance in the supernatural world is twisted through the use of scarring from a creature in Wonderland carrying across to the real world, when Alice climbs out of the hole into the real-world, a prime example of post-modern techniques such as textual ambiguity changing the way in which a value is explored, but retaining the same moral value as the original text.It is through the change in textual form that Burton explores the same themes and values held in the original text Lices Adventures in Wonderland but with a change in context a post-modern perspective of chaos in the expanse of religion not knowing what the future may hold. The film adaptation Alice in Wonderland cleverly depicts many themes and motifs that pertain towards the context of the original novel 18th century England.The film achieves this through a similar plot line belonging to Lices Adventures in Wonderland. In essence, it is the core values of religion, ge nder and identity that are transformed into the modern and cultures view on society, whilst retaining the original setting. Contextually, the texts are considerably different and although this is the case, the film adaptation is an effective appropriation of Lices Adventures in Wonderland.It is important to emphasis the target 21st century audience and the value of this film, when placed in this genre. Through stylistic features relevant to the religious/supernatural imagery that remain to be of importance in a modern day society. The high cultured language used by Carroll within his novels is lost in this modern appropriation, however this is done in favor of effectively depicting the struggles and successes of the 18th century woman.

Bilingual Acquisition

Through assorted observations and experiences that the public witnessed regarding multilingualism and eruditeness second oral communications, the people contrive formed particular beliefs, opinions, and ideologies about wrangle and communication, as well as the nature or characteristics of second speech communication learners and the learn environments they ar subjected into.These beliefs, opinions, and ideologies, even generalizations are extremely significant in shaping the social system or framework of genteelness in terms of multilingualism and second talking to encyclopedism considering the situations of the learners because they provide the schoolman community with significant information that will help professionals in making well-informed decisions regarding the matter at hand. For instance, people may communicate their thoughts about various teaching strategies that efficiently provide learning opportunities for second language learners that were de sign-langu age(a) to accomplish the goals and objectives of bilingual nurture.Sometimes, the involvement of the public to academic affairs helps in gentility collaborative relationships that further remediates the landscape of education. With this in mind, one of the most great issues regarding bilingual education shall be discussed in the remainder of this text, determining how second language learners learn best and identifying how the issue shall be settled for the adaptation of academic institutions under the context of bilingual education.This particular issue challenges the framework of bilingual education because it criticizes how pedagogic processes designed for second language learners facilitate the transfer of knowledge efficiently and appropriately meeting leavened goals and objectives of bilingualism. Apparently, there had been much debate on the risks, difficulties, and challenges involved during the process of bilingual encyclopaedism due to the perceived results or outco mes from the learning process that do non meet standards, guidelines, goals, and objectives of bilingual education.For critiques of bilingual acquisition, learning dickens languages at the same time influences what and how second language learners will learn, particularly grammatical structures and functions. They postulate that there will be learning delays if the pedagogical processes implemented for bilingual education is compared with those applied for monolingual education.Although critiques have developed an acceptable position that transforms how bilingual education and acquisition is viewed, I believe that ingrained investigation on the matter supported by various seek studies will support how bilingual education is made efficient by implementing pedagogical processes based on bilingual acquisition. This discourse shall focus on disproving the aforementioned claim about bilingual acquisition and look to support competitions through a series of discussions gained from v arious reputable and valid sources.Going over these issues thoroughly and comprehensively is extremely important because understanding how learners will be able to learn through bilingual acquisition matches the landscape of society at present time. GLOBALIZATION AND BILINGUAL EDUCATION I believe that bilingualism is rooted on globalization which initiates oecumenical interaction between people from different nations. Globalization facilitates the growth and development of economies, cooperation and sharing between governments and politics, unity among cultures, and so on. However, one of the challenges faced by globalization is communication.For this reason, there had been an impending need in the past to look for means by which interaction among nations was to be facilitated by discovering communication strategies and techniques. Under these pretexts, bilingual education was developed and its footing fortified in order to cultivate the aims and objectives of globalization. (So nntag, 2003) For these reasons, tackling issues that either shape or debunk bilingual education is severely important because its results or outcomes instantly affect the situations that society will consequently experience.By realizing the advantages and disadvantages, strengths and weaknesses, nature and features of bilingual education society will become aware of its importance in underdeveloped the landscape of our world based on the demands and concerns of our society at present time. We shall be able to make valuable decisions on how we are to develop and improve education, particularly bilingual education, in order for people to obtain comprehensive and essential knowledge and skills to become productive and indispensable members of society. ANSWERING CHALLENGES TO BILINGUAL ACQUISITIONThe ancient critique towards bilingual acquisition constitutes tendencies that impede learning and education rather than foster it in children. The critique hypothesis has something to do wit h how the process of concurrently learning twain languages cogency affect how learners will understand and apply grammatical rules and structures during communication. This concern was focused on the possibility that learners might confuse the grammatical structure of one language with the grammatical structure of another developing inefficient and erroneous language use and communication.However, several research studies have proved that this argument or hypothesis is not true. Two research studies which were conducted to determine how primal exposure to the target language of learning influences learning development and capabilities. These two studies revealed that early exposure to the target language does indeed strengthen the foundations of language learning and is more likely to exhibit positive results or outcomes. The first study conducted by Newport (1990) focused on proving the influence of maturational constraints in learning the American Sign Language or ASL.The seco nd study by Mayberry, Lock, and Kazmi (2002) was centered on comparing the task performances between learners who had no early experiences of the target signed and spoken languages and those who experienced learning situations for the purpose of obtaining knowledge and skills on the target signed and spoken languages. Both studies have revealed that exposure to the target language, whether it be signed or spoken, is more likely to contribute to advanced development of linguistic capabilities afterwards in life despite differences on the level of maturity exhibited by children as compared to adults.This particular conclusions prove how exposing children with the target language early on is important in helping build a strong foundation for linguistic learning and capabilities that shall materialize until adulthood. Caruthers, Laurence, & Stich (2005) talked about how the competencies and capabilities of children are often undermined. What some people stag to realize, especially cri tiques of bilingual acquisition in children, is how this specific population as young as they are, are able to exhibit linguistic competence that is comparable with(predicate) to the knowledge and skills obtained by adults.By obtaining evidences from the poverty of stimulus argument and facts gained from psycholinguistic investigations on the language and communication skills of children, Caruthers, Laurence, & Stich (2005) proved that children are similarly capable of achieving competence in linguistics in the same way that adults do. In this particular study, children were described to be capable of looking beyond their experiences and determine the differences between languages used in various settings and situations.Moreover, the language input that children obtain from learning serve as guides for them in order to distinguish between their native language and the target language even if the nature of the input does not match their previous experiences. This means that children are by nature capable of learning second languages by looking beyond their previous experiences and native language, and distinguishing the second language through symbolisms and interpretations.In previous discussions, the innate learning capabilities of children were explored in order to emphasize how children are able to learn two languages efficiently despite differences in language or grammar structures between the learners native language and the target language. This argument was supported by research studies conducted by Newport (1990), Mayberry, Lock, & Kazmi (2002), and Caruthers, Laurence, & Stich (2005) which support the hypothesis that there is no learning gaps between children and adults.Exposure to the target language at an early age does in fact establish continuity to a childs learning competence towards adulthood. This particular idea cast awayes the previous argument stated to critique bilingual acquisition which states that simultaneous language learning will cause developmental delays in language, because the process results to the opposite. Studies have confirmed that early exposure leads to impressive competence on language in later life.Supporting these arguments were the claims revealed about the innate characteristics of children who are able to perceive different languages despite their previous experiences from their native language. Children have been said to be naturally perceptive who can distinguish the differences between various languages simply because they do not relate their earlier experiences and their native language with a second or foreign language.This particular finding also dismisses the arguments presented against bilingual acquisition that relates the simultaneous learning of second languages to confusion regarding grammar usage or conflicts between the native language and the target language which leads to poor communication among children who were believed to be incapable of distinguishing grammatical and str uctural differences among various languages. In Ng & Wigglesworths (2007) discussions on bilingualism and language acquisition, they dismiss assumptions on the childs innate capabilities as determinants of bilingual competence.For Ng & Wigglesworth (2007), bilingual competence exhibited by children is influenced by external factors independent of the child. Therefore, assumptions that children may not be able to handle second language learning because of their inability to distinguish between grammatical forms and structures exhibited by two different languages are irrational simply because it was based on a limited construct which does not consider all the factors and aspects involved in the process.According to Ng & Wigglesworth (2007), the efficiency and frequency of interaction influences how language, particularly a second language, is acquired or learned. This means that although learning is generally known to be influenced by personality, self-motivation, and innate characte ristics, the quality of instruction or interaction and the frequency by which instruction or interaction take place affects the bilingual competence of children.Therefore, if some people argue that bilingual acquisition might not be the best strategies in the transfer of language and communication skills, we say, based on Ng & Wigglesworths (2007) illustrations that the feared or perceived outcomes of bilingual acquisition that is, conflicts on grammatical forms and structures between the first and the second language may be prevented by focusing on developing a strong foundation that shall stand by bilingual education. This means that the success of learning and bilingual acquisition is dependent therefore on how language is taught and learned.Pressly & McCormicks (2006) discussions on bilingualism and cognitive development support Ng & Wigglesworths (2007) arguments. For Pressly & McCormick (2006), enhancing the bilingual or linguistic competencies of second language learners is dependent on the methods of instruction. Moreover, in several studies comparing bilingual and monolingual students, it has been found out that the awareness of bilingual students that they obtained from their exposure to two different languages contributed to their cognitive development, and thus, helped in letting them differentiate grammatical structures between both languages.CONCLUSION From previous discussions, we have found out that perceptions regarding flaws of bilingual acquisition are annullable. This is because evidences from research studies have pointed out that the innate capabilities of children, the external factors that contribute to bilingual acquisition, and the comparing between bilingual and monolingual learners, prove that children should not be undermined by supposing they will not be able to handle the process of acquiring two languages simultaneously.These findings imply that academic institutions should focus on strengthening the quality of bilingual educ ation in order to further the cognitive growth and development of bilingual learners. Further research studies should focus on how bilingual education is to be transformed in order to meet high standards and guidelines of second language learning and linguistic competence that are not only precursors to personal growth and development and nation-building through productiveness, but also in meeting the demands of a globalized and multicultural society that relies so much on communication and interaction.ReferencesCaruthers, P. , Laurence, S. , & Stich, S. P. (2005). The Innate Mind Structure and Contents. United States Oxford University Press. Damon, W. , et. al. (2006). Handbook of Child Psychology, 6th Ed. John Wiley and Sons. Mayberry, R. I. , Lock, E. , & Kazmi, H. (2002). Linguistic competency and Early Language Exposure. Nature, Vol. 417, p. 38. Macmillan Magazines Ltd. Ng, B. C. & Wigglesworth, G. (2007). Bilingualism.An Advanced Resource Book. Oxford, UK Routledge. Pressly, M. & McCormick, C. (2006). Child and Adolescent Development for Educators. New York, NY Guilford Press. Newport, S. K. (1990). Maturational Constraints on Language Learning. Cognitive Science 14, 11-28. Rochester, New York University of Rochester. Sonntag, S. K. (2003). The local Politics of Global English Case Studies in Linguistic Globalization. Lanham, MD Lexington Books.

Misconception of Gender Roles in Islam

Misconception of gender roles occur in everyday aspect of life and religion is no exception to this case. peculiarly in the religion of Islam, current debates occur over gender roles. Although this monotheistic religion has been around for centuries, It wasnt long ago that it became so prevalent in principal(prenominal) stream media especially since the occurrence of 9/11. As much as this religion Is celebrated, it Is also highly scrutinized for the preconception of the role of while and woman.This Is all found upon the interpretations by Non-Muslims and Muslims alike, due to the fact that ultra biases conflict with effective teachings of Islam. Negative connotations have been made In regards to how wo manpower do not receive equal interposition and how men are treated like kings. Though many claim that Islam has monolinguals view points, this religion In fact has high Importance of women. Its the truth that has to be reexamined to get Americans to reconsider their perception o f Muslim women and their Important roles In Islam.To understand this debate over womens role In Islam, one has to understand the religion Itself. The actual meaning of the word Islam according to Encyclopedia Britannica is an Arabic word that means submission to God. Specifically it is the act of compliance to one single God, which is why it is a monotheistic religion. This religion is carried out by their holy book called the Curran. The of import objective of this religion is to live a full life through the teachings of Curran, free ones self of negative attributes such as Ego that pollutes the mind.This religion is meant to be practiced on a continual basis and that is why it incorporates domestic issues such as, how to dress, personal hygiene, what to eat, and civil issues such as marriage and divorce. Islam has survived through many centuries and remains to be the fastest growing religion in America to date. correspond to Time Magazine, by 2030 the global population is set to reach over 8 billion and 26. 4% of that population will be Muslim. One of the main problems in understanding Islam is due to the language barrier. Most of the important teachings are written in Arabic.Majority of the world does not speak this language. in that respectfore, it is up to the translation to follow the teachings. Through translation meaning gets lost and is up to interpretation to understand what topics are presented. Interpretations are based out of opinions and are subjected too bias that develops with the interpreter. As a result, it is challenging to get an objective viewpoint to understand Islam. In addition, Immoral practices are administered within the religion of Islam because of cultural standards conflicting with the actual teachings.This makes it delicate for Muslims already part of the religion to understand the religion further, let alone the Non-Muslims who absolutely have no knowledge about the religion, that are basing their understanding off of ba d sources. Such misconceptions result In people developing their criticisms of a religion that Is so far from the actual truth. In the religion Islam, both women and men are spiritually equal because they encompass a soul. The basic meaning behind that Is both partners have the same sense of hearing, speaking, breathing, touching, and assisting.They also have the faculty to choose between what Is right or wrong. What separates a woman from a man is womens capability to procreate. This is purely who do not follow a religion. There is nothing in the Curran verses that implement that men are superior to women. It is purely societys misinterpretation of Islamic teachings that otherwise state the equality between a man and woman. It is social, economic, and biological aspects that differentiate the role of each gender, and thus a role of women should be civil to that of a man.

Legislation affecting schools Essay

Linked to the 1950 European Convention on Human Rights. Under this present individuals in the UK feel particular rightfulnesss and freedoms however these assimilate to balance against the rights and freedoms of another(prenominal)s. Some articles which have a direct link to education/schools are Article 2 The first protocol the right to education (however this does not mean the right to a particular school). Article 8 The right to respect for private and family life. Article 10 The right to freedom of expression.Restraints of pupils are permitted under the Act however each school has their own policy and procedure for this. All children have a right to an education.Pupils have a freedom of expression.Data Protection Act 1998Means that schools need to keep and use education only for the purpose it was intended. It also needs to be kept securely on site, either locked away in a filing cabinet or on a password protected computer. If inevitable to update and pupil information th is should be done on site and not be taken off site to complete. All information just about pupils should be considered confidential and moldiness not be shared with others without parental consent. When discussing pupils with other members of staff you should make sure that only necessary information is shared The school is protected over personal information it holdsThe school should issue a letter informing parents of how pupil data is protected. Schools must watch out the function over how they handle data (password computers, locked cabinets). Staff need to be aware of this and reminded.Freedom of Information Act 2000Introduced in 2005 to promote transparency and accountability in the public sector. It is retrospective and information can be sought from any time inthe past. Any person can request information for a school however this must be done in writing. Schools have a duty to provide assistance and advice to anyone who requests information but on the other hand they mu st evaluate the situation if they need to protect the information for confidentiality. The DCFS has produced guidance for schools and governing body bodies to give advice about requesting information. Parents/students have the right to request information held by schools and local authorities. Information for information must be done in writing. comparison of OpportunitySex DiscriminationThe Sex Discrimination Act 1975 makes it unlawful for education establishments to directly or indirectly discriminate pupils based on their sex, gender or sexual orientation. Admissions policies are available to be seen at hand. Local authorities are also under general duty to ensure that educational facilities and services are provided without sex discrimination. Many bodies can be held responsible for discrimination under the SDA.Race DiscriminationThe law states that all schools or colleges must not discriminate against people on the grounds of extend in any of its policies or practices includi ng admissions policies. All local educational authorities also have a legal duty not to discriminate. Local educational authorities have a duty to have a race equality policy and should take steps to discourage racial attacks. All schools should follow the local authority policies.Disability Discrimination ActTo protect disable people from discrimination in the work carry and in the provisions. All schools have a duty to make adjustments that may be needed to ensure that the child is made welcome and is supported at all times. Schools must adhere to the Equality Act 2010.Schools cannot discriminate against pupils because of their sex, sexual orientation or gender.Children are taught about equality and diversity.No sexist book or exams.Toys that are memory accessible must be accessible to all.Ensure they have a Racial Discrimination Act.Have a duty to protect pupils against abuse or violence.Must no discriminate against anyone because of their raceRelates to class rooms as well- al l work displayed not discriminating.Schools must adhere to inclusive education.They cannot exclude on the grounds of deadening or special needs.The head teacher must seek advice if needed from local authorities.Schools must have accessible resources.Staff training days to update knowledge.Special Educational NeedsSpecial Educational Needs and Disabilities ActSpecial educational need also known as SENDA. It is unlawful for educational providers to treat disabled children less favorably than they would other children. institutions are required to make adjustments for example providing aids like ramps. LEAs and schools plan together to make the access easier for disabled children. All registered early years providers must have a written SEN policy and a SENCO. They should also make arrangements for staff to participate in any relevant training. All pupils must not be excluded from any aspects of school due to the disability. Legislation will affect how the schools are run as they wil l need to comply fully with legal requirements. Schools may need to ask advice and guidance if and when needed this will usually be through the governing bodies.Special Educational Needs Code of PracticeSEN code of practice, parents and SEN children have an increased right to a mainstream education. This may have an impact on the take of children who have SEN being included in mainstream schools and on the number of individual support assistants who will support them. Training and implications have been put in to place in order to support individuals and schools must now manage pupils with a more diverse range of need. Schools need to ensure they make reasonable provisions to ensure people with SEN are provided with the same opportunities as those who are not disabled. Could be through 11 support or building adaptions e.g. disabled toilets, ramps and sensory rooms.The school must make the best decisions to provide best values for the child with special needs. For example a child ma y ascertain a considerable amount of IPS (Individual pupil funding) and the school must decide the best way to use this support for the childs needs.Sourceswww.yourrights.org.ukwww.adviseguide.org.ukwww.kingston.gov.uk

Report on Hdfc Bank

1 PROJECT FINAL REPORT ON edgeING BY JIGAR SONI AT Summer Internship forcing out 2 PROJECT TITLE A project treat on COMPANY GUIDE FACULTY GUIDE ================ ============== Mr. Manish Panchal Prof. Pragna Kaul Branch passenger car IBMR Ahmedabad Kapadwanj. Prep bed by Jigar J Soni Roll no. 5 , Div A IBMR _Ahmedabad Year 2008/09 3 Ac sleep to beat outherledgements If delivery atomic number 18 considered to be signs of gratitude then let these words Convey the very same My sincere gratitude to HDFC BANK for roviding me with an opportunity to work with BANK and giving necessary directions on doing this project to the best of my abilities. I am highly indebted to Mr. Manish Panchal. , Branch Manager and tele recallr project guide, who has provided me with the necessary information and also for the support extended out to me in the completion of this report and his worthful suggestion and comments on bringing out this report in the best way possible. I also thank Prof. Pragn a Kaul, IBMR_Ahmedabad, who has sincerely supported me with the expensive insights into the completion of this project.I am grateful to all faculty members of IBMR_Ahmedabad and my 4 friends who chip in helped me in the successful completion of this project. 5 CONTENTS Sr. zero(prenominal) Subject Covered Page No. 1 imprecateing Structure in India 6-7 2 Indian vernacularing Industries 8-9 3 Upcoming conflicting lodge in India 10 4 HDFC BANK 11-12 5 Company Pro blame 13-15 6 technology single-valued functiond 16-19 7 Product and guest segments 20-23 8 Business Strategy 24-25 9 Inside Hdfc Bank 26-31 10 Rupee Earned Rupee Spent 32-33 11 Recent Development 34-41 12 SWOT Analysis 42-48 13 Project on Plastic Money 49-55 6 BANKING STRUCTURE IN INDIA schedule Banks in India (A) Scheduled Commercial BanksPublic atomic number 18na Banks Private celestial sphere Banks Foreign Banks in India Regional Rural Bank (28) (27) (29) (102) Nationalized Bank Other Public Sector Banks (IDB I) SBI and its Associates Old Private Banks New Private Banks (B) Scheduled Cooperative Banks Scheduled Urban Cooperative Banks (55) Scheduled State Cooperative Banks (31) 7 Here we more concerned about mystical arena swears and competition among them. Today, there are 27 private welkin margins in the banking sector 19 old private sector banks and 8 new private sector banks. These new banks use up brought in state-of-the-art technology and Aggressively marketed their products.The Public sector banks are Facing a stiff competition from the new private sector banks. The banks which have been put upup in the 1990s under the guidelines of the Narasimham Committee are referred to as NEW PRIVATE SECTOR BANKS. New Private Sector Banks Superior mo clamsary Services Designed Innovative Products Tapped new markets Accessed Low cost NRI funds Greater efficiency 8 INDIAN BANKING INDUSTRIES The Indian banking market is growing at an astonishing rate, with Assets expected to reach US$1 t rillion by 2010. An expanding economy, middle screen out, and technological innovations are all ontributing to this growth. The countrys middle class accounts for over 320 million people. In cor proportion with the growth of the economy, rising income levels, increased standard of living, and affordability of banking products are promising factors for continued expansion. 9 The Indian banking Industry is in the middle of an IT revolution, Focusing on the expansion of sell and rural banking. Players are becoming increasingly node centric in their approach, which has takeed in innovative methods of fling new banking products and run. Banks are now realizing the mportance of being a big worker and are beginning to focus their attention on mergers and acquisitions to take advantage of economies of casing and/or comply with Basel II regulation. Indian banking industry assets are expected to reach US$1 trillion by 2010 and are poised to come a greater infusion of foreign majusc ule, says Prathima Rajan, analyst in Celents banking group and author of the report. The banking industry should focus on having a small number of freehanded players that drive out compete globally rather than having a bad number of fragmented players. UPCOMING FOREIGN BANKS IN INDIA By 2009 few more call is exit to be added in the list of foreign banks in India. This is as an aftermath of the sudden interest shown 10 by Reserve Bank of India pavage roadmap for foreign banks in India greater freedom in India. Among them is the worlds best private bank by EuroMoney magazine, Switzerlands UBS. The following are the list of foreign banks going to set up business in India - Royal Bank of Scotland Switzerlands UBS US-based GE cap Credit Suisse separate Industrial and Commercial Bank of China WE UNDERSTAND YOUR publicThe Housing Development Finance Corporation bound (HDFC) was amongst the first to receive an in principle approval from the 11 Reserve Bank of India (RBI) to se t up a bank in the private sector, as part of the RBIs liberalization of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the rear of HDFC Bank Limited, with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. HDFC is Indias premier living accommodations finance company and enjoys an impeccable track record in India as well as in internationalist markets.Since its inception in 1977, the Corporation has maintained a pursuant(predicate) and effectual growth in its operations to remain the market leader in mortgages. Its outstanding loan portfolio covers well over a million abode units. HDFC has developed significant expertise in retail mortgage loans to different market segments and also has a large corporate client base for its housing related credit facilities. With its experience in the financial markets, a unbendable market reputation, large shareholder base and unique consum er franchise, HDFC was ideally positioned to promote a bank in the Indian nvironment. HDFC Bank began operations in 1995 with a straightforward charge to be a 12 World Class Indian Bank. We realized that only a single minded focus on product musical note and service excellence would help us get there. Today, we are proud to say that we are well on our way towards that goal. COMPANY PROFILE STRONG NATIONAL NETWORK 13 HDFC BANK As of borderland 31, 2008, the Banks distribution network was at 761 Branches and 1977 ATMs in 327 cities as against 684 branches demonstrate 2006 March 2007 March 2008 Citied 228 316 327 Branches 535 684 761 ATMs 1323 1605 1977 14 nd 1,605 ATMs in 320 cities as of March 31, 2007. Against the regulatory approvals for new branches in hand, the Bank expects to further expand the branch network by around 150 branches by June 30, 2008. During the year, the Bank stepped up retail customer acquisition with deposit accounts increasing from 6. 2 million to 8. 7 million and total pesters issued (debit and credit cards) increasing from 7 million to 9. 2 million. Whilst credit growth in the banking system slowed down to about 22% for the year ended 2007-08, the Banks net advances grew by 35. 1% with retail advances growing by 38. % and sell advances growing by 30%, implying a higher market share in both segments. The transactional banking business also registered healthy growth With cash management volumes increased by around 80% and trade operate volumes by around 40% over the previous year. Portfolio prize as of March 31, 2008 remained healthy with gross nonperforming assets at 1. 3% and net non-performing assets at 15 0. 4% of total customer assets. The Banks provisioning policies for ad hoc loan loss provisions remained higher than regulatory requirements. TECHNOLOGY USED IN HDFC BANKIn the era of globalization each and every sector faced the stiff competition from their rivals. And world also converted into the flat from the globe. After the policy of liberalization and RBI initiatives to take the step for the private sector banks, more and more changes 16 are taking the part into it. And there are create competition between the private sector banks and public sector bank. Private sector banks are today used the latest technology for the different transaction of day to day banking life. As we know that Information engineering plays the vital role in the each and every ndustries and gives the optimum return from the limited resources. Banks are service industries and today IT gives the innovative Technology application to Banking industries. HDFC BANK is the leader in the industries and today IT and HDFC BANK together combined they reached the sky. New technology changed the mind of the customers and changed the queue concept from the history banking transaction. Today there are different channels are available for the banking transactions. We can see that the how technology gives the best results in the below draw. There are drastically changes seen in the use of values banking, in a year 2001 (2%) and in the year 2008 ( 25%). These type of technology gives the freedom to retail customers. 17 Centralized Processing Units Derived Economies of cuticle Electronic Straight Through Processing Reduced Transaction Cost Data Warehousing , CRM Improve cost efficiency, Cross sell Innovative Technology Application Provide new or superior products HDFC BANK is the very consistent player in the New private sector banks. New private sector banks to withstand the competition from public sector banks came up with innovative products and superior service. 2001 18 Branches 43% ATM 40%Phone Banking 14% lucre 2% Mobile 1% 2005 Branches 17% ATM 45% Phone Banking 12% Internet 25% Mobile 1% ( % customer initiated Transaction by Channel ) 19 HDFC BANK PRODUCT AND CUSTOMER SEGMENTS PERSONAL BANKING add Product Deposit Product Investment & Insurance Auto Loan Loan Against Security Loan Against Property Pers onal loan Credit card 2-wheeler loan Commercial vehicles finance Home loans Retail business banking Tractor loan work Capital Finance Construction Equipment Finance wellness Care Finance Education Loan Gold Loan Saving a/c on-line(prenominal) a/c glacial deposit Demat a/c Safe DepositLockers Mutual Fund Bonds Knowledge Centre Insurance General and Health Insurance Equity and Derivatives Mudra Gold Bar 20 circulars Payment Services Access To Bank Credit banknote Debit Card postpaid Card - - Forex Services - - Product & Services Trade Services Forex service Branch Locater RBI Guidelines NetSafe Merchant Prepaid Refill Billpay Visa Billpay InstaPay DirectPay VisaMoney transfer eMonies Electronic Funds Transfer Online Payment of Direct Tax NetBanking OneView InstaAlert MobileBanking ATM Phone Banking Email Statements Branch Network 21 WHOLESALE BANKING incorporate Small and Medium Enterprises Financial Institutions and Trusts Funded Services Non Funded Services Value Added Servi ces Internet Banking Funded Services Non Funded Services Specialized Services Value added services Internet Banking BANKS Clearing Sub- Membership RTGS submembership Fund Transfer ATM Tie-ups Corporate Salary a/c Tax Collection Financial Institutions Mutual Funds threadbare Brokers Insurance Companies Commodities Business Trusts BUSINESS MIX 22 Total Deposits Gross Advances Net RevenueRetail Wholesale HDFC Bank is a consistent player in the private sector bank and have a well balanced product and business mix in the Indian as well as overseas markets. Customer segments (retail & wholesale) account for 84% of Net revenues ( FY 2008) Higher retail revenues partly offset by higher operating and credit cost. every bit well positioned to grow both segments. . 23 NRI SERVICES Accounts & Deposits Remittances Rupee Saving a/c Rupee Current a/c Rupee Fixed Deposits Foreign Currency Deposits Accounts for Returning Indians North America UK Europe South East Asia Middle East Africa OthersQuic k remit IndiaLink Cheque LockBox telegraphic/ Wire Transfer Funds Transfer Cheques/DDs/TCs Investment & Insurances Loans Mutual Funds Insurance Private Banking Portfolio Investment Scheme Home Loans Loans Against Securities Loans Against Deposits Gold Credit Card Payment Services Access To Bank NetSafe BillPay InstaPay DirectPay Visa Money Online Donation NetBanking OneView InstaAlert ATM PhoneBanking Email Statements Branch Network 24 BUSINESS STRETEGY HDFC BANK mission is to be a World Class Indian Bank, benchmarking themselves against international standards and best ractices in terms of product offerings, technology, service levels, encounter management and size up & compliance. The aim is to build sound customer franchises across distinct businesses so as to be a preferred provider of banking services for target retail and wholesale customer segments, and to achieve a healthy growth in profitability, consistent with the Banks risk appetite. Bank is committed to do this while ensuring the highest levels of ethical standards, lord integrity, corporate governance and regulatory compliance. Continue to develop new product and technology is the main business strategy f the bank. Maintain good relation with the customers is the main and prime objective of the bank. HDFC BANK business strategy emphasizes the following 25 Increase market share in Indias expanding banking and financial services industry by following a disciplined growth strategy focusing on select and not on quantity and delivering high quality customer service. Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs. Maintain current high standards for asset quality through disciplined credit risk management. Develop innovative products and services that draw the targeted customers and address inefficiencies in the Indian financial sector. Continue to develop products and services that reduce banks cost of funds. Focus on high earnings growth with low volatility. 26 INSIDE HDFC BANK FIVE S , PART OF KAIZEN WORK PLACE TRANSFORMATION Focus on effective work bug out organization Believe in Small changes lead to large improvement Every successful organization have their own strategy to win the race in the competitive market. They use some technique and methodological analysis for smooth running of business.HDFC BANK also aquired the Japanese technique for smooth running of work and effective work place organization. Five S come apart of Kaizen is the technique which is used in the bank For easy and systematic work place and eliminating unnecessary things from the work place. BENEFIT OF FIVE S 27 It can be started immediately. Every one has to participate. Five S is an entirely people driven initiatives. Brings in concept of ownership. All wastage are made visible. FIVE S Means - S-1 SORT SEIRI S-2 SYSTEMATIZE SEITON S-3 SPIC-N-SPAN SEIRO S-4 STANDARDIZE SEIKETSU S-5 SUSTAIN SHITSUKE (1) SO RT -It focus on eliminating unnecessary items from the work place. It is excellent way to free up valuable floor space. It segregate items as per require and wanted. (2) SYSTEMATIZE - Systematize is focus on efficient and effective Storage method. Frequently Requir ed slight Frequently Requir ed Remove everything from workplace Junk Wanted but not Required Junk 28 That means it identify, organize and arrange retrieval. It more often than not focus on good labeling and identification practices. Objective - A place for everything and everything in its place. (3) SPIC- n SPAN - Spic-n-Span focuses on regular clearing and egotism nspection. It brings in the sense of ownership. (4) STANDERDIZE - It focus on simplification and standardization. It involve standard rules and policies. It establish checklist to facilitates autonomous maintenance of workplace. It assign responsibility for doing various jobs and decide on Five S frequency. (5) SUSTAIN- It focuses on defining a new status a nd standard of organized work place. Sustain means regular bringing up to maintain standards developed under S-4. It brings in self- discipline and commitment towards workplace organization. 29 LABELLING ON FILE FILE NUMBER SUBJECT FROM eon TO DATE OWNER BOX LABELFor Example 1 / 3 / A / 6 1 Work Station (1) 3 Drawer (3) A shelf (A) 6 File Number ( 6) 30 COLOUR CODING OF FILES DEPARTMENT Welcome Desk Personal Banker Teller Relationship Manager Branch Manager Demat Others In the HDFC BANK each department has their different wile coding apply on the different file. Due to this everyone aware about their particular color file which is coding on it and they save their valuable time. It is a part of Kaizen and also included in the system of the Five S. Logic behind it that , the color coding are always differentiate the things from the similar one. 31 HUMAN RESOURCESThe Banks staffing needs continued to increase during the year particularly in the retail banking businesses in line with the business growth. Total number of employees increased from 14878 as of March31,2006 to 21477 as of March 31, 2007. The Bank continues to focus on training its employees on a continuing basis, both on the job and through training programs conducted by internal and immaterial faculty. The Bank has consistently believed that broader employee ownership of its shares has a constructive impact on its performance and employee motivation. The Banks employee stock option scheme so far covers round 9000 employees. 32 rupee EARNED RUPEE SPENT It is more important for every organization to know about from where and where to played out money. And balanced between these two things rupee realise and rupee spent are required for smooth running of business and financial soundness. This type of watch can control and eliminate the unnecessary spending of business. In this diagram it include both things from where Bank earned Rupee and where to spent. 33 HDFC BANK earned from the Interest from Advances 51. 14 % , Interest from Investment 27. 12 %, bank earned commission exchange and brokerage of 15. 25 %.These are the major earning sources of the bank. Bank also earned from the Forex and Derivatives and some other Interest Income. Bank spent 39. 75 % on Interest Expense, 30. 27 % on Operating Expense and 14. 58 % on Provision. Bank also spent Dividend and Tax on dividend, Loss on Investment , Tax. As we discuss above that balancing is must between these two for every organization especially in the era of globalization where there are stiff competition among various market players. RECENT DEVELOPMENT 34 The Reserve Bank of India has approved the scheme of amalgamation of Centurion Bank of Punjab Ltd. ith HDFC Bank Ltd. with effect from May 23, 2008. All the branches of Centurion Bank of Punjab will function as branches of HDFC Bank with effect from May 23, 2008. With RBIs approval, all requisite statutory and regulatory approvals for the merger have been obtained. 35 The combined entity would have a nation unspecific network of 1167 branches a strong deposit base of around Rs. 1,22,000 crores and net advances of around Rs. 89,000 crores. The balance sheet size of the combined entity would be over Rs. 1,63,000 crores. Merger with Centurion Bank of Punjab LimitedOn March 27, 2008, the shareholders of the Bank accorded their consent to a scheme of amalgamation of Centurion Bank of Punjab Limited with HDFC Bank Limited. The shareholders of the Bank approved the issuance of one equity share of Rs. 10/- each of HDFC Bank Limited for every 29 equity shares of Re. 1/- each held in Centurion Bank of Punjab Limited. This is subject to receipt of Approvals from the Reserve Bank of India, stock exchanges and Other requisite statutory and regulatory authorities. The shareholders Also accorded their consent to issue equity shares and/or warrants onvertible into equity shares at the rate of Rs. 1,530. 13 each to HDFC Limited and/or other protagonist group co mpanies on preferential basis, subject to final regulatory approvals in this regard. The Shareholders of the Bank have also approved an increase in the authorized capital from Rs. 450 crores to Rs. 550 crores. 36 Promoted in 1995 by Housing Development Finance Corporation (HDFC), Indias leash housing finance company, HDFC Bank is one of Indias premier banks providing a wide range of financial products and services to its over 11 million customers across hundreds ofIndian cities using multiple distribution channels including a pan-India network of branches, ATMs, phone banking, net banking and mobile banking. Within a relatively short span of time, the bank has emerged as a leading player in retail banking, wholesale banking, and treasury operations, its three principal business segments. The banks competitive strength clearly lies in the use of technology and the ability to deliver world-class service with speedy response time. Over the last 13 years, the bank has successfully gain ed market share in its target customer franchises while maintaining healthy rofitability and asset quality. 37 As on March 31, 2008, the Bank had a network of 761 branches and 1,977 ATMs in 327 cities. For the year ended March 31, 2008, the Bank reported a net profit of INR 15. 90 billion (Rs. 1590. 2crore), up 39. 3%, over the corresponding year ended March 31, 2007. As of March 31, 2008 total deposits were INR 1007. 69 billion, (Rs. 100,769 crore) up 47. 5% over the corresponding year ended March 31, 2007. Total balance sheet size too grew by 46. 0% to INR 1,331. 77 billion (133177 crore). leading Indian and internationalPublications have recognized the bank for its performance and quality. Centurion Bank of Punjab is one of the leading new generation private sector banks in India. The bank serves individual consumers, small and medium businesses and large corporations with a full range of financial products and services for investing, lending and 38 advice on financial planning. The bank offers its customers an aline of wealth management products such as mutual funds, life and general insurance and has established a leadership position. The bank is also a strong player in foreign exchange services, ersonal loans, mortgages and agricultural loans. Additionally the bank offers a full suite of NRI banking products to Overseas Indians. On 29th August 2007, Centurion Bank of Punjab merged with Lord Krishna Bank (LKB), post obtaining all requisite statutory and regulatory approvals. This merger has further strengthened the geographical reach of the Bank in major towns and cities across the country, especially in the State of Kerala, in addition to its existing dominance in the northern part of the country. Centurion Bank of Punjab now operates on a strong nationwide ranchise of 404 branches and 452 ATMs in 190 locations across the country, supported by employee base of over 7,500 employees. In addition to being listed on the major Indian stock exchanges, the Ba nks shares are also listed on the Luxembourg Stock 39 Exchange. ACHIEVEMENT IN 2007 Business Today- Monitor Group survey One of Indias Most Innovative Companies Financial Express- Ernst & Young Award best Bank Award in the Private Sector category 40 Global HR Excellence Awards Asia Pacific HRM Congress Employer Brand of the Year 2007 -2008Award First Runner up, & many more Business Today Best Bank Award Dun & Bradstreet American Express Corporate Best Bank Award 2007 Corporate Best Bank Award The Bombay Stock Exchange and Nasscom Foundations Business for friendly Responsibility Awards 2007 Best Corporate Social Responsibility Practice Award Outlook Money & NDTV Profit Best Bank Award in the Private sector category. The Asian Banker Excellence in Retail Financial Services Awards Best Retail Bank in India Asian Banker HDFC BANK Managing Director Aditya Puri wins the Leadership consummation Award for India 41 SWOT ANALYSISSTRENGTH Right strategy for the right products. Superior customer service vs. competitors. WEAKNESSES Some gaps in range for current sectors. Customer service staff need training. 42 Great Brand Image Products have required accreditations. High degree of customer satisfaction. Good place to work Lower response time with efficient and effective service. Dedicated workforce aiming at making a long-term career in the field. Processes and systems, etc oversight cover insufficient. Sectoral growth is constrained by low unemployment levels and competition for staff 3 Opportunities Profit margins will be good. Could extend to overseas broadly. New specialist applications. Could seek better customer deals. Fast-track career development opportunities on an industry-wide basis. An applied research centre to create opportunities for developing techniques to provide added-value services. Threats Legislation could impact. Great risk involved precise high competition prevailing in the industry. Vulnerable to reactive attack by major competitors Lac k of infrastructure in rural areas could constrain investment. High volume/low cost market is intensely ompetitive. 44 COMPETITIVE SWOT ANALYSIS WITH ICICI BANK STRENGTHS WEAKNESSES O P P O R T U N I T I E S S O Strategies Strength Large Capital base. fortune Market Expansion. Strategy Deep Penetration into Rural Market. W O Strategies Weakness Workforce Responsiveness. Opportunity Outsourcing of Non Core Business. Strategy Outsource Customer Care & other E-Helps. T H R E A T S S T Strategies Strength Low operating costs Threat Increased Competition from others Pvt. Banks. Strategy Steps to Ensure Loyalty by old Customers. W T Strategies Weakness Not Equal to internationalist Standards.Threat Entry of many Foreign Banks. Strategy Consider additional benefits 45 Detailed Analysis i. Strength Opportunity Analysis. Strength It is well know that ICICI Bank has the largest Authorised Capital Base in the Banking System in India i. e. having a total capacity to raise Rs. 19,000,000 ,000 (Non Premium Value). Opportunity Seeing the impart financial & economic development of Indian Economy and also the tremendous growth of the Indian Companies including the acquisition spree followed by them, it clearly states the expanding market for finance requirements nd also the growth in surplus disposal income of Indian citizens has given a great rise in savings deposits from the above fleck it is clear that there is a huge market expansion possible in banking sector in India. Strategy From the analysis of Strength & Opportunity the simple and 46 straight possible strategy for ICICI Bank could be to penetrate into the rural sector of India for expanding its market share as well as leading all other Pvt. Banks from a great gap. ii. Strength Threat Analysis. Strength ICICI Bank is not only known for large capital but also for having a ow operations cost though having huge number of branches and services provided. Threat After showing a significant growth overall, Indi a is able to attract many international financial & banking institutes, which are known for their state of art working and keeping low operation costs. Strategy To ensure that ICICI Bank keeps going on with low operation cost & have continuous business it should simply promote itself well & provide quality service so as to ensure customer loyalty, therefore guaranteeing continuous business. 47 iii. Weakness Opportunity Analysis. WeaknessIt is well known that workforce responsiveness in banking sector is Very low in Indian banking sector, though ICICI Bank has better responsible staff but it still lacks behind its counterparts like HSBC, HDFC BANK, CITI BANK, YES BANK etc. Opportunity In the present world, India is preferred one of the best places for out sourcing of business process works and many more. Strategy As international companies are reaping huge benefits after out- sourcing there customer care & BPOs, this same strategy should be implemented by ICICI Bank so as to have p roper customer ervice without hindering customer expectations. 48 iv. Weakness Threat Analysis. Weakness Though having a international presence, ICICI Bank has not been able to keep up the international standards in providing customer service as well as banking works. Threat In recent times, India has witnessed entry of many international banks like CITI Bank, YES Bank etc which posses an external entrant threat to ICICI Bank as this Banks are known for their art of working and maintain high standards of customer service. Strategy After having new entrants threat, ICICI Bank should come up withMore additional benefits to its customer or may be even reduce some fees for any additional works of customers. 49 PROJECT ON PLASTIC MONEY PLASTIC MONEY PLASTIC MONEY I give the project on Plastic Money to bank. The objective behind this project is to increase the rich customers list in a bank. Plastic Money title itself says the use of Credit Card and Debit Card in day to day transaction o f the business. I prepared the presentation on it and 50 submitted to bank and Bank already started work on this project. idea behind this project is to sale the bulk product. Target customerOf this project are two parties one is Wholesaler and second is Retailer. Due to this idea bank also sell their swipe machine to wholesaler and create brand image in the market. The idea behind this, bank give the credit card swipe machine to wholesalers and retailers use the credit card of the bank. Bank gives the 50 days credit to their credit card holders. So here retailers can get benefit of long credit period and on the other side wholesalers can get the benefit of same day payment. As a result bank got the wide list of customers of wholesalers and retailers.

Rousseau as Totalitarian?

ROUSSEAU AS TOTALITARIAN? Rousseau, known as Father of Modern Democratic surmise, was being accused by other people as a Father of Totalitarianism. This is one of the contentious issues which attack Rousseaus social squelch he is seen to be advocating totalitarian solution rather democratic. Others may have only misunderstood the plan of absolutism but I tell you in that location is no clear evidence showing he is in favor of totalitarian. Why, then, some considered Rousseau as a totalitarian? Maybe it goes with his controersial concept of common will.The general will can be perceived as an objective truth to which every citizen must conform. Therefore everybody was under the control of the general will. Since totalitarianism is defined as apolitical systemwhere the state holds total authority over the society and seeks to control all aspects of public and private biography whenever necessary this means that the general will can be use as a totalitarian device. But the methods suggested for discovering the general will were basically democratic.This concept was introduced to prevent exploitation and this will only take effect if it is willed by the citizens. In this case, we can see that Rousseau was proposing that the best way for a companionship to induct decisions was really to use democratic procedures. Hence, we cannot condemn him being a totalitarian advocate just because general will reigns. After all, even if it controls every citizen, it put away comes from all and it tends always to the preservation and welfare of the whole and every associate.Another thing that can probably make people thinks of Rousseaus social contract as a totalitarian is due to his view of majority binds the rest. Rousseau was aware that no particular human being knows what the general will truly is that is wherefore he proposes that what the majority has voted, it is the general will, assuming that everybody is thinking for the common good of the community and not for his own self-interest. Now problem the decision of the majority is what rules the community and we dont even know if they are really thinking for the common good of everybody.They maybe considered as one political separate who reigns over the community. This cannot be a valid reason for saying that Rousseau was after a totalitarian government. Remember Rousseau has insisted that the sovereign is the people and not a particular group only. And at the start of the compact, before they have voted for what they think is general will the people should give their consent to all the laws that will be passed even in their opposition.Despite that the decision of the majority wins, the people still has participated in determining that certain law. Rousseau was merely proposing measures aimed at creating community cohesion and preserving democracy. We can now say that his marriage proposal was really an authentic attempt of finding a form of association which will defend and protect with th e whole common force the person and goods of each associate, and in which each, while uniting himself with all, may still obey himself alone, and remain as free as before.

Philosophical mindset Essay

Philosophical mindset is the tendency to look at the clearer and broader array of events rather than the events itself. One importance of developing a philosophic mindset is on how we view bread and neverthelesster in order to be successful. Our philosophic mindset is essential because it is the foundation of our principles that will govern our aspect in life. We act, think, and make decisions based from them. As we undergo different series of events in our life, we need to shooter deeper and analyze the factors underlying these events before we make sound decisions so that we can eventually get through success.The more than we understand life, the more meaningful it becomes and ultimately the more we enjoy it. According to the movie The Secret, what the mind conceives, the body achieves. This means that everything that we achieve depends on how we perceive them based from our principles. Socrates said, Know thyself. Before we can develop our philosophical mindset, we broo k to understand first our self. We dont merely discover what we indirect request and how do we want to achieve them but we look deeper into why do we want them and why do we want to achieve them that way.In here, we try to see things not as they are but we see them based from reasons shtup it. This is the reality of life. Our philosophical mindset will govern how we deal with things not as they appear but as to the reasons why they appear like that. It will lead us to the right decisions based from facts because we have to have a thorough investigation and analization before we decide on something.This elaboration of the importance of philosophical mindset coincides with the previous post which discusses the importance of mindset in evangelism. As quoted, in the area of evangelism, philosophical mindset helps one to understand, respect, and appreciate others point of view. One verse in the bible could be soundless differently by each individual depending on the experiences that t hey have in life. Having a philosophical mindset will let a person see the underlying factors why somebody believes that way or this way.